Tag Archive for debt

Stopping Collection Harassment California Style

Certainly my brother-in-law really didn’t think that his creditors wouldn’t be able to find him and catch up to him just because he took my kid sister and the boys all the way across the country into Southern California. I mean I know that they relocated there because his aging parents are in need of constant care from some one close in the family and it worked up that they were the lucky ones picked to do the job. They didn’t move there to escape their debt, but he is acting so surprised at the fact that it only took a few weeks and now they are getting tons of phone calls day and night from the companies that want their money from back east.

Good thing that they were told about the Fair Debt Collection Practices Act which enacted in 1978 and taken seriously in the state of California and they were told a number to call to an attorney that guarantees to stop collection harassment for good, he actually specializes in the stop collection harassment California business. He sports a 99% success rate, so there is something to be said about that type of record. Anyway, I’m glad that they called and lined up a free consultation to see what they can do to lessen the stress of these nerve racking phone calls. Relocating is stressful enough and hem with their three year old twin baby boys no less.

Back on Track

I guess that part of growing up is learning how to handle your own finances and figuring out how to manage credit cards and loans. My niece was telling me that she has been struggling with this, especially since she broke up with her boyfriend and has had to handle all the expenses of her apartment on her own.

She has looked into the credit counseling services that help people reduce their credit debt get back on track. I know the laws for each state are different and I don’t have any experience with Virginia credit debt laws, but there are excellent internet resources that can help.

Someone as young as my niece still has time to repair their credit and start building a good credit report so they will be able to buy a house. If they are smart about consumer credit debt while young and single, they will have a better foundation for a secure future later when they get married and start a family.